West Palm Beach Homeowner Insurance Attorney

West Palm Beach homeowner insurance attorneys are standing by to get you the money you deserve for your home. Right now, your home may have hidden mold, water, or roof damage that is slowly destroying the integrity of your home and affecting your health. Our experienced property damage lawyers know exactly how to fight home insurance companies to make sure your repairs or fully covered and you have enough left over to upgrade your home. Call us today: (800) 560-5059.

Free 10-Point Inspection

Steinger, Greene & Feiner has patterned with West Palm Beach inspectors to offer a free consultation and home inspection. That’s right! You don’t pay a penny for the home inspection, report, and for the services of our property insurance lawyers.

Any structural damage or mold and water damage will be covered! Let us contact the homeowner’s insurance adjusters directly. Give us a call and let us handle the rest: (800) 5660-5059.

What is the Law of Property Damage in West Palm Beach?

Property damage laws are governed by state statutes and local regulations designed to protect homeowners seeking compensation for damages caused by events such as storms, floods, fires, or vandalism. Under Florida law, homeowner’s insurance policies are required to cover damages up to the repair or replacement costs specified in the policy.

What is the Statute of Limitations on Property Damage?

The statute of limitations for property damage claims in West Palm Beach, as in the rest of Florida, is four years. This means homeowners have four years from the date the damage occurs to file a lawsuit seeking compensation. If a claim is not filed within this period, the right to pursue legal action is typically forfeited, making it essential to consult with a property insurance claims attorney promptly.

What Are the Exceptions to the Statute of Limitations on Property Damage in Florida?

Exceptions to the four-year statute of limitations on property damage include:

• Delayed Discovery Rule: The statute of limitations may begin from the date the damage was discovered or should have reasonably been discovered, especially if the damage was not immediately apparent.
• Fraud or Misrepresentation: If an insurance provider or another party has committed fraud or misrepresentation, the statute of limitations might be extended, allowing more time to file a claim.
• Claims Involving Government Property: If the damage involves government-owned property or a government entity, different or shorter time limits might apply, often requiring a notice of claim to be filed within a specific timeframe, sometimes much shorter than four years.
• Hurricane-Related Claims: For hurricane-related damage claims, Florida law mandates that homeowners notify their insurance agent within one year from the date of loss, as specified by Florida Statute 627.70132. Supplemental claims must be filed within 18 months after the date of loss. For weather-related events like hurricanes, tornadoes, or severe storms, the date of loss is defined by the date the event occurred or was verified by the National Oceanic and Atmospheric Administration (NOAA).

Adhering to these timeframes is critical, as missing these deadlines can result in the forfeiture of the right to compensation. Disputes often arise when insurance companies attempt to minimize payouts or deny claims, making legal representation crucial. Property insurance claims attorney assist homeowners in navigating these insurance disputes, ensuring they receive fair compensation for necessary repairs, replacements, and potential home upgrades.

The Property Damage Insurance Claims Process

Simply call us and let us handle the rest. Our property claim lawyers team is ready to answer any questions you may have and ensure you receive the compensation you deserve. Speak to one of our experienced lawyers for home insurance claims today: (800) 431-6841.

Homeowner’s insurance will only cover damage to your home or belongings up to their repair or replacement costs as dictated by your insurance policy and the laws within Florida. But again, homeowner’s insurance companies prioritize money-saving tactics striking a balance between saving and keeping you happy enough not to switch or complain.

But what kind of service is that? You pay thousands of dollars a year to ensure your home is protected, why should you have to fight with your insurance company to get the coverage you pay for and deserve?

A West Palm Beach property damage lawyer will know how to get insurance to pay for water damage, will know exactly what to say to ensure that you get the largest possible insurance claim settlement possible. Not only to cover repairs and replacement but to ensure your home is better than it was before any property damage.

In West Palm Beach, the average cost to tear off and replace the roof is just under $10,000. Mold damage repair can also cost up to $10,000 in West Palm Beach. It’s important to use a law firm that knows how to deal with home insurance adjusters. We know what to do if your roof insurance claim is denied. Give our property damage excerpts a call: (800) 560-5059.

Every home insurance claim is unique, and our property damage lawyers have the experience needed to tackle each claim effectively and quickly. All you must think about is how great your home will look afterward!

Type of Property Damage Claims

Windstorm Damage

Windstorm damage caused by storms and high-velocity debris can destroy the exterior of your home including your exterior walls, windows, roofs, and fences while quickly becoming an eye-sore.

Water Damage

Water damage caused by roof leaks, flooding, burst pipes, or hurricanes and will leave long-lasting damage to your home that will destroy the structural integrity of your home if not found and fixed.

Fire and Smoke Damage

Fire and smoke damage should be found and fixed as soon as possible before the structural issues accumulate and pose a threat to the safety of your family and guests in your home.

Hurricane Damage

We will fight the ensure that any hurricane damage your home suffers is fixed completely with the money you receive from the homeowner’s insurance claim and there’s enough left over to upgrade your home.

Roof Damage & Leaks

Roof damage and leaks can be the result of hurricane or windstorm damage that has accumulated over time and now pose a serious threat to the safety of your family and house guests.

Vandalism

If your home has been subject to vandalism damage, don’t file your claim alone! Our property insurance claims lawyers know exactly how to deal with home insurance companies to get you the compensation you deserve.

How Steinger, Greene & Feiner Can Help

• Our Priority: Homeowner’s insurance companies focus on minimizing costs while serving their customers. Their primary goal is to reduce payouts on claims. Our top priority is ensuring that you receive the full compensation needed to repair the damages to your home, with enough left over to renovate and upgrade if needed.
• Our Experience: Steinger, Greene & Feigner is a West Palm Beach property damage law firm with a proven track record. We have successfully served over 32,000 clients in Florida and recovered over $1 Billion in damages.
• Expertise in Handling Claims: We know exactly what not to say to an insurance adjuster and are familiar with all the tactics home insurance claim adjusters might use.

Don’t delay—contact an experienced property insurance claims attorney in West Palm Beach today. Our goal is to ensure that every client receives the full compensation they deserve for their insurance claim. We’re committed to making the process as smooth and successful as possible. Call us now to take the first step toward getting the compensation you need to restore your property.

FAQ On Property Damage